How to File a Complaint Against an Arizona Lender
A step-by-step guide to reporting a lender that broke Arizona’s consumer lending rules.
Loan Guides
Arizona Loan Laws
Guides in this category for Mesa, AZ borrowers.
-
-
How to Verify a Licensed Lender in Arizona
A quick verification routine that protects you from unlicensed and predatory lenders.
-
Your Rights as an Arizona Loan Borrower
The protections that come standard with every regulated Arizona loan.
-
Arizona’s Medical Debt Protections: The 3% Cap and Prop 209
A 2022 ballot measure that dramatically changed the cost of unpaid medical bills.
-
Are Car Title Loans Legal in Arizona? What They Really Cost
The high-cost product that filled the gap payday lending left behind.
-
Arizona’s General Usury Law: The 10% Default Rate
The fallback interest rate that applies when nothing else was put in writing.
-
Arizona’s 36%/24% Rate Cap: How It Works
The tiered rate ceiling that governs almost every licensed consumer loan in Arizona.
-
Are Payday Loans Legal in Arizona? What Replaced Them
How a 2008 ballot measure’s defeat quietly ended payday lending in Arizona.